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Accessories & Equipment Coverage
Every covered component is defined in the service agreement. No gray areas — what's covered is listed. This is what you show a customer who has invested in accessories and equipment and wants protection beyond the machine itself.
Program Details at a Glance
Deductible: $100 per repair visit
Available Terms: 24, 36, 48, or 60 months
Value Bands: $0-10K/$10-15K/$15K+
Customers who purchase accessories, electronics, or upgrades at the time of sale — ATVs with lifts, Harleys with audio, PWC with GPS and winches.
Audio & Electronics
- Factory and dealer-installed stereo head units, speakers, and amplifiers
- Aftermarket audio systems installed by the selling dealership prior to the effective date
- PWC-specific electronics: GPS units, winches, and fish/depth-finders
Suspension & Lift Systems
- Factory or dealer-installed modified suspension components
- Lift coverage up to 6" above or 3" below original manufacturer specifications
- Oversized tires up to 35" outside diameter, installed prior to sale of the vehicle
Snorkel Systems
- Aftermarket or factory catalog snorkel kits
- Must be manufacturer- or dealership-installed prior to or by the effective date
- Covers snorkel components against mechanical breakdown during the contract term
What's Not Covered
Accessories or equipment installed after the effective date of the contract
Modifications that alter the vehicle's performance, drivetrain, or emissions beyond manufacturer specs — unless an applicable add-on has been purchased
Damage from abuse, misuse, accident, or Acts of God
Normal wear and tear, consumables, or maintenance items
Any repair performed without prior authorization from the administrator
*Coverage begins upon receipt of payment. There is a 30-day initial waiting period on new contracts. Renewals at the end of term carry no waiting period. Accessories and equipment must be installed prior to or on the effective date of the contract. All service work must be authorized by the administrator in advance — unauthorized repairs will not be covered.
Right for customers who've invested in their build.
Best suited for riders and operators who have added accessories, audio, electronics, or suspension upgrades and want those investments protected alongside the vehicle.
Common Vehicles & USE Cases
ATVs & UTVs with Lift Kits
Harley-Davidson with Audio Upgrades
Off-Road Bikes with Snorkel Kits
Touring Motorcycles with Electronics
Three-Wheelers with Aftermarket Audio
PWC with GPS & Fish Finders
ATV/UTV owners who have added lift kits, oversized tires, or snorkel systems — this contract protects exactly those upgrades
Harley-Davidson customers with dealer-installed audio packages — stereo head units, speakers, and amplifiers are all covered
PWC buyers who added GPS, winches, or fish/depth-finders at the time of purchase
High-value accessory customers — anyone with $10,000+ in add-ons has a real financial reason to protect them
New vehicle buyers who are also purchasing accessories and equipment through the dealership at time of sale — easy same-transaction add-on
Off-road enthusiasts who run snorkel kits and suspension lifts in demanding conditions where component stress is high
Start Selling Accessories & Equipment Protection.
An easy way to add accessory service contracts to your product lineup and protect everything your customers bolt on.