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Powersports Protection Plan
Your service agreement outlines eligible covered components in detail, helping provide confidence when unexpected mechanical breakdowns occur.
Program Details at a Glance
Deductible: $100 per repair visit
Available Terms: 24, 36, 48, or 60 months
Eligible: Motorcycles, Harley, ATVs, UTVs, PWC, Snowmobiles, Golf Carts, Youth Motorcycles
Any new or used powersports vehicle purchase where the customer wants comprehensive mechanical breakdown protection beyond the manufacturer's warranty.
Mechanical & Powertrain Components
- May help pay for sudden and unexpected mechanical or electrical breakdowns to eligible covered components
- Covered components may include frame, fork, handlebar, wheel hub, brake rotors, controller, main wire harness, charger, throttle, LED displays, powertrain, tractive unit, and high-voltage battery components
- Covered components and eligibility may vary by vehicle type, propulsion type, selected coverage, and add-ons purchased at time of sale
Electrical & Electronics
- Eligible electrical components as listed in the service agreement
- Optional Electronics coverage may include factory or dealer-installed stereo head units, speakers, and amplifiers
- For personal watercraft, coverage may also include GPS units, winches, and fish/depth-finders when eligible
Optional Add-On Coverage
- Payment Reimbursement — May reimburse a prorated portion of the vehicle loan payment when an authorized covered repair keeps the vehicle in the repair facility for more than 10 days. Maximum benefit: $2,500 per contract term.
- Battery — Provides replacement of the vehicle battery if it becomes unserviceable during the contract term.
- Lift Coverage — Covers eligible factory or dealer-installed modified suspension components, up to a 6" lift or 3" lower. Oversized tires up to 35" outside diameter may also be eligible if installed before sale.
- Commercial & Farm Use — Extends eligible coverage to vehicles used for commercial or farm purposes.
- Snorkel ATV/UTV — Covers eligible aftermarket or factory catalog snorkel kits that are manufacturer- or dealership-installed prior to or by the effective date.
- Clutch Coverage — Covers clutch-related items when failure is due to mechanical breakdown and not normal wear and tear.
Common Exclusions
- Pre-existing conditions
- Repairs completed without prior authorization
- Non-covered diagnostic or tear-down charges
- Commercial or farm use, unless Commercial & Farm Use coverage was purchased
- Vehicles with emergency lighting, including police, fire, emergency service, tow trucks, and sanitation vehicles
- Illegal, mismatched, improperly installed, recalled, or modified parts
- Damage caused by improper repairs, improper installation, misuse, neglect, or lack of maintenance
- Maintenance items, fluids, filters, refrigerant, and other consumables
- Rust, corrosion, environmental damage, fluid leaks, water ingestion, carbon, sludge, or chemical build-u
- Clutch-related items, unless Clutch Coverage was purchased
- Damage from accidents, storms, fire, flood, freezing, vandalism, electrical surge, or other outside causes
- Upgrades, modifications, disposal fees, or additional service/equipment fees
- Vehicles modified beyond manufacturer specifications, unless the applicable add-on coverage was purchase
*Important Coverage Notes. Coverage begins once payment is received. New contracts include a 30-day waiting period. Renewals at the end of the contract term do not carry a waiting period. All service work must be authorized by the administrator in advance. Unauthorized repairs are not covered.
Great for Powersports Owners Looking for Added Peace of Mind.
Designed for owners who want protection from unexpected mechanical repair costs after their manufacturer's warranty expires or who want additional coverage from day one.
Common Vehicles Covered
On-Road Motorcycles
Harley-Davidson Motorcycles
Off-Road Motorcycles
ATVs & UTVs
Scooters
Three-Wheel Motorcycles
Personal Watercraft (PWC)
Youth Vehicles
Golf Carts
Owners of pre-owned vehicles — help protect against unexpected repair expenses after factory coverage has ended.
New vehicle buyers seeking added protection — extend confidence beyond the manufacturer's warranty from the start.
Harley-Davidson and touring motorcycle riders — additional protection for vehicles where repair costs can be significant.
PWC owners — coverage includes many of the important mechanical and electronic components that support your time on the water.
ATV and UTV owners with eligible modifications — optional coverage enhancements are available for qualifying lift kits, snorkels, and oversized tires.
Commercial and farm-use operators — optional coverage is available for eligible work and utility vehicles.
Budget-conscious owners — protection designed to help manage the cost of unexpected mechanical breakdowns.
Protect Your Adventures.
Whether you're cruising the highway, exploring trails, working on the property, or enjoying time on the water, a Powersports Protection Plan helps you spend less time worrying about unexpected repair costs and more time enjoying your adventures.